One of the key principles that Church House operate under is the management of risk. Our core target is to avoid the permanent loss of capital. To ensure that we deliver the returns our clients look for, we undertake a timely and detailed assessment of each individual’s investment objectives and risk tolerance. This ensures that we only invest into assets that are suitable for our client’s needs to deliver the returns they expect without the shocks they fear.
Investing in ordinary shares and other assets that may be included in an investment portfolio entails risks to your capital and the income that it might generate. Please remember:
The value of investments and the income you get from them may fall as well as rise and there is no certainty that you will get back the amount of your original investment. You should also be aware that past performance may not be a reliable guide to future performance.
Information on collective investment schemes to which Church House acts as Investment Adviser can be found on this site. Some, or all, of these funds feature in most of our clients' portfolios and the warning above is pertinent to each of them as well as to investment portfolios generally. The main risks they face arise from market price and interest rate risk. They have no borrowings, or unlisted securities of a material nature, so there is little exposure to liquidity or cash-flow risk. Church House reviews the policies for managing these risks on a regular basis.